Benefits
Health Benefits Information
P.L. 2020, c. 44 (Chapter 44) created the New Jersey Educators Health Plan (NJEHP)) for all members of the SEHBP. The NJEHP is a Preferred Provider Organization (PPO) plan currently administered by Horizon Blue Cross and Blue Shield of New Jersey (Horizon). NJ Direct 10 and NJ Direct 15 will remain available for certain members of the SEHPB.
Effective January 1, 2021, all new hires employed 7/1/2020 and after MUST enroll in the NJEHP, Garden State Health Plan or waive coverage. All other employees (employed prior to 7/1/2020) have the option of the following plans: NJEHP, Garden State Health Plan, NJ Direct 10 or NJ Direct 15.
Effective October 1, 2013, a major aspect of the Patient Protection and Affordable Care Act (PPACA) required online insurance Marketplaces to be in place on January 1, 2014.
All employees are encouraged to review their health insurance options as this is a personal decision. Information on the health insurance Marketplaces may be obtained by visiting: .https://nj.gov/getcoverednj/.
Governor Christie signed Chapter 78, PL 2011 into law June 28, 2011. This law provides for changes to the manner in which the State-administered retirement systems operate and to the benefit provisions of those systems. The law also changes the manner in which the State-administered Health Benefits Programs operate and the employee contribution and benefit provisions of those programs.
The passage of law Chapter 2, P.L. 2010, made numerous changes to public employee health benefits (NJSHB). The changes affect shared costs, employee eligibility, multiple coverage, and waiver incentives.
The following changes will affect Winslow Township Board of Education employees, effective July 1, 2010:
- Employees must appear on regular payroll as a contracted employee and work full-time (over 30 hours/week).
- The new law does NOT allow multiple coverage. Thus, only employees with non NJSHB coverage will be eligible for the waiver incentive. Therefore, married couples employed by the district will NOT be eligible for the waiver incentive program. Additionally, employees with a spouse covered by SHBP (via municipality or State employment) are NOT eligible for the waiver incentive program.
- The maximum allowable amount an employer may offer an employee who waives coverage is 25 percent of the amount saved by the employer or $5,000, whichever is less.
The following links contain important information regarding your health benefits with the Winslow Township Board of Education:
- Chapter 78- PL 2011
- Chapter 44- FAQ 2021 (NEW)
- NJSEHB Fact Sheet
- BenefitSolver (mynjbenefitshub)- (New)
- Percentage of Premium Calculation Charts (NJ Direct 10 and NJ Direct 15)
- SEHBP Member Health Plan Contribution Rates Chart (NJEHP and GSHP)- Plan Year 2024 (NEW)
- Percentage of Premium Contribution Calculator (NJ Direct)- Plan Year 2024 (NEW)
- NJ School Employees' Health Benefits Program (SEHBP) Overview- Plan Year 2024 (NEW)
- NJ School Employees' Health Benefits Program (SEHPB)- Monthly Rates- Plan Year 2024 (NEW)
- NJ School Employees' RX Copay Rates- Plan Year 2024 (New)
- AETNA (SEHBP) Overview- Plan Year 2024 (NEW)- effective 7/1/2024
- Garden State Health Plan Overview- Plan Year 2024 (NEW)
- Optum RX FAQ- Plan Year 2022
- Prescription Drug Plan Member Guidebook (4/23)
- Optum Website
- NJ Direct and NJ Educators Health Plan Member Guidebook- 2023
- NJ Direct Website
- R- Health
- Required Documentation for SEHBP Dependent Eligibility and Enrollment
- Delta Dental Plan Summary
- Delta Dental Website
- VSP Summary
- VSP Website
- The Continuation of Health Benefits Under COBRA- Fact Sheet #30
- COBRA Monthly Rates- Plan Year 2024 (NEW)
- Health Benefit Coverage Under Chapter 375- Fact Sheet #74
- Chapter 375 Rates- Plan Year 2024 (NEW)
- Notification of Health Benefits Rights- 2024
- Flexible Spending Account 2023-2024
- Flexible Spending Account 2024-2025 (NEW)
- Qualified Transportation and Parking Fringe Benefit Plan 2023-2024
- Qualified Transportation and Parking Fringe Benefit Plan 2024-2025 (NEW)
- 403b Universal Availability Notice- 2024
- 403b Salary Reduction Agreement Form Rev. 1/24
- Tax Shelter and Disability Income Providers
- Employee Assistance Plan (HMS)
- Reporting a Death- Fact Sheet #10
- Enrolling in Health Benefits as a Retiree- Fact Sheet #11
- Family Status Changes- Fact Sheet #48
- Civil Unions- Fact Sheet #75
- Identity Theft and Your Benefits- Fact Sheet #72
- Dependent Documentation- Fact Sheet #88